CIENCIAS ADMINISTRATIVAS.

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Browsing CIENCIAS ADMINISTRATIVAS. by Author "Acurio Mendoza, Alex Joselo"

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    La cartera vencida y el plan de riesgo crediticio para disminuir la morosidad de los socios de la cooperativa de ahorro y crédito Inti Ñan Ltda. de la parroquia Guanujo del cantón Guaranda. en el año 2013
    (Universidad Estatal de Bolívar. Facultad de Ciencias Administrativas, Gestión Empresarial e Informática. Escuela de Gestión Empresarial. Carrera de Contabilidad y Auditoría Cp, 2015-03-23) Acurio Mendoza, Alex Joselo; García, Enrique
    The graduation work aims to propose a Risk Plan, the same as It is based on strict policies, allowing analyze and recover NPLs and reduce delinquencies of credit union "Nan INTI" Ltda., during 2013, so improve credit processes and meet institutional objectives. First, reference is made to the background where it holds that the Credit union "Inti Nan" Ltda., Has a delinquency rate You do not have elevated credit policies in the exposed justification importance, necessity, feasibility work also suggests that the objectives It is achieved, as well as through the hypothesis that seeks to provide an alternative solution to the problem. This work is typified by gradation chapters. Chapter I contains the theoretical framework within which the frame is exposed Reference detailing all information of the institution in which he was held study, also we find a sketch with the exact location of the institution; the Legal framework provides the legal basis for the investigation, the Framework Conceptual basic concepts that have been used within the defined variables independent and dependent, and scientific theory relevant content is exposed collected through books and the Internet regarding nonperforming loans, delinquencies and risk plan. Chapter II contains the analysis and interpretation of results where described through charts and graphs on the results of the implementation of the surveys of partners belonging to the institution, and the hypothesis is tested by the formula Chi Square and the conclusions and recommendations set out to solve the existing problem. XVIEn Chapter III contains the development of the Proposal which is constituted by the same policy that allows us to establish the Plan for Credit Risk Credit union "Inti Nan" Ltda., It provides an alternative solution also express the desired results.